1. Florida is no fault state, no matter who gets the ticket you are entitled to receive treatment.
2. If the accident is not your fault, insurance companies cannot raise your insurance premium even if you have been treated for injuries.
3. If you don’t have a legal status in the US you are still entitled to receive a minimum of $10,000.00 for treatment of medical benefits.
4. Many people don’t know that you have up to 1 year from the date of the accident to pursue medical and chiropractic care. However it is best that you seek care as soon as possible.
   Under the State of Florida Law you are entitled to receive a minimum of $10,000.00 for medical & chiropractic care.

Insurance companies have been permitted to offer an array of optional deductibles. In 1982 the Florida Legislature reduced the optional deductibles amounts to $250.00, $500.00, $1000.00 and $2000.00.

Under Florida Statute §627.739.(1) an individual may elect a deductible on PIP coverage to apply to the individual alone or to the individual (and dependent, relatives residing in the same household). This deductible does not apply to any other person covered under the policy (i.e., passenger who is not a dependent, relative, pedestrian or bicyclist). The amount payable by the insurance company when the PIP policy carries a deductible is computed by multiplying the total medical expenses by 80% and thereafter subtracting the deductible.

1. Help everyone to a safe place
2. Don’t move your car unless instructed by someone in authority
3. Assist the injured
4. Call 911, Request police, medical and fire assistant as necessary
5. Do NOT discuss the accident with anyone but police
6. Turn on hazard lights and put out markers and flares as appropriate
7. Exchange information with all drivers involved in the accident
8. Get names, addresses and phone numbers of all witnesses
9. Get photographs of vehicles and other objects involved. Include skid marks, if any, and full views of scene
10. Write down everything the others involved in the accident say about it and everything you can remember as soon as you can

Some auto accident injuries are hidden and are seldom detected for months or even years. As a result things can occur when an injury is not taken care of properly or the accident victims settle their case with the insurance companies before getting evaluated by a doctor trained in soft tissue injuries. This could be a big mistake. Why? Because you lose the right to have your insurance company pay for treatment if you need it. A good rule of thumb is to be informed of your rights and then make a decision. It is our position that if you were indeed injured you should get the care you need to get back to the way you felt and functioned just before the accident.

It is not the responsibility of the insurance company to pay for anything more than that. They are not responsible for preexisting injuries only the injuries sustained from the accident. Even if you are just sore you should get checked out immediately because you may experience pain, numbness, headaches, muscle stiffness, fatigue, and other problems including arthritis many months down the road. Remember nothing is more important than your health especially when you start to lose it.

As a matter of fact most doctors are not trained in the detection of these hidden injuries. If you have been in an auto accident you need a doctor who is trained in the biomechanics of the human body, someone who treats these injuries every day. In addition xrays can be taken to find out if there has been any structural damage. In our office we evaluate auto accident victims and make any appropriate referrals to other health care providers if needed.

Our primary responsibility is giving you the care if you need it and submitting the required medical reports to the insurance company and your attorney so your rights are protected.

If you have been in an auto accident recently there are important decisions you have to make and if I were you I would make the decisions very carefully.